5 Reasons Big Rig Accidents Are Different than Car Accidents
If you have been injured in a semi-truck or big rig accident, you may mistakenly believe that the process will be the same as any regular accident injury claim, but maybe on a bigger scale. The truth is that regular car accidents are entirely different from semi-truck or commercial vehicle accidents.
What Makes a Big Rig or 18-Wheeler Accident Different from a Regular Car Accident?
Continue for a list of common elements of 18-wheeler accident injury claims that make navigating your injury claim different than the typical car accident.
1. Size of the Insurance Policy
The size, purpose, and frequent interstate travel of commercial vehicles like semi-trucks means they typically carry bigger insurance policies. Insurance policies carried by 18-wheeler vehicles can be worth 50 times more than a general auto insurance policy for a regular passenger vehicle. The massive policy is necessary due to the amount of damage this type of large vehicle can inflict.
2. Greater Lengths to Avoid Liability
While an insurance policy worth millions of dollars means that there is plenty of coverage available to take care of a large amount of damages, it also means commercial truck drivers will go to great lengths to avoid liability for an accident. The most experienced insurance adjusters are often placed on the case to employ extensive and often complex tactics looking for any way to reduce their client’s liability and put the blame on the other party or parties involved in the accident. By successfully placing even a minimal amount of the responsibility for the accident on the other party, they may be able to drastically decrease the claim or even deny the claim altogether.
3. Quicker to Offer Settlements as a Distraction
To avoid an eventual payout of millions, big rig accident insurance carriers are more likely to offer a “large” sum right at the start of the claim process to distract to injured party from the real value of the accident claim.
4. Different Regulations Apply
A significant number of commercial trucks traveling the roadways are handling interstate deliveries, so drivers and trucking companies must register with the Department of Transportation and the Federal Motor Carrier Safety Administration. Because the vehicle works across state lines, they are subject to hundreds more regulations than the typical car on the road, including special driver’s licenses, qualifications, annual inspections, maintenance requirements, logbooks, etc. The massive increase in applicable regulations results in an equally significant increase in the number of ways injured parties can gain compensation. The different regulations mean truck accidents can be far more complicated when it comes to determining liability.
5. Increased Property Damage
Semi-trucks with full trailers may weigh as much as 80,000 pounds. The weight of the vehicle combined with the sheer size of the truck can mean a massive increase in the amount of severe damage done in the event of an accident.
6. Serious Injuries More Likely
When semi-trucks are involved in collisions with “normal” vehicles on the road, there is a significant weight and size difference, so the likelihood that serious injuries will occur is much greater. Injuries resulting from a semi-truck accident are often more severe than injuries caused by a regular car accident.
7. Medical Bills More Expensive:
Since the injuries that occur during big rig accidents are often more severe, medical bills associated with big rig accident injury claims also tend to be significantly greater than ordinary passenger vehicle accident injury claims.
If you are involved in a big rig car crash, you could be facing a fight to receive fair compensation for your injuries. The experienced personal injury attorneys at Hudson Law Firm are happy to evaluate your semi-truck accident case and help you determine the scope of your personal injury claim and your best course of action. We put Personal back into Personal Injury Law.