You have been injured in a vehicle crash, a shocking and traumatic experience. You spent a few days in the hospital, and are slowly recovering. The other driver was clearly at fault, and the responsible person’s insurance company is offering you a quick settlement that will fully cover your medical bills. You want to leave…
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Most of us assume that when a vehicle in motion hits a pedestrian, the driver is to blame. Aren’t drivers responsible for avoiding striking pedestrians, even when the person on foot may not have the right of way? Mostly, yes—but sometimes no. People on foot definitely have the legal right of way at marked crosswalks,…
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The most common type of vehicle crash is the rear-end collision, and these can cause damage and injuries even at slower speeds. Although the Texas Dept. of Transportation (DoT) does not keep records on the numbers of rear-end collisions, nationally it is estimated that as many as 1.7 million of these accidents happen every year.…
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Tragically, five Houston-area children drowned accidentally in one week in August. The national statistics are frightening: according to the Centers for Disease Control and Prevention (CDC), drowning is the number one cause of accidental death for children between the ages of one and four. The U.S. Consumer Product Safety Commission says an average of 390 child deaths a year are caused by…
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Driving under the influence of opioids is risky. The recently published results of a Norwegian study found that higher-dose opioids can slightly impair driving performance (Medscape Medical News), and warns doctors to advise patients of this risk so they can make informed decisions about whether or not to “steer clear of driving” while taking these…
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Buying a new car can be a scary proposition. What if I’m not knowledgeable about cars? What if I get ripped off? What if I’m shy about negotiating? What if an aggressive salesperson tries to rush or bully me? Here are some suggestions that can make the project easier. According to moneycrashers.com, “The most important…
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When you set out to purchase automobile insurance, you’ll probably hear all kinds of advice from family, friends and co-workers, some of it confusing or even conflicting. The Insurance Information Institute (III) offers consumers a helpful lesson about the rumors they hear about auto insurance in a discussion of eight insurance “myths and misunderstandings.” For…
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If you’re a motorcyclist, you know the freedom of finding a back country road and feeling the wind in your hair. Texas is one of many states that allow motorcyclists to ride without wearing a helmet. This freedom to feel the wind in your hair, however, comes with certain restrictions. Under Texas law, riders over 21…
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Not many vehicle crashes are like the one that happened in Santa Ana, California last year, when a speeding driver hit a median and his car went airborne, then crashed into a dentists’ waiting room on the second floor of a nearby building. That was a weird one, maybe even unique, but there are many…
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Most people don’t really expect to be held liable after an accident at their home, but homeowner insurance with personal liability coverage may help prevent you from having to pay out of pocket should the unexpected occur. The purpose of including personal liability in your homeowner insurance policy is to protect your assets in the event…
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