We put PERSONAL back Into Personal Injury Law


After an accident, get what you deserve for your wrecked vehicle by knowing some of these pointers for negotiating a better settlement with the insurance company for your property damage. If your vehicle is not considered a “total” loss, then it will be repaired. Yes, you can select the body shop, collision center, or dealership of your choice for making the repairs. After your vehicle is repaired, the key is to make sure you take the vehicle back under the warranty period if the vehicle does not drive like it did before the accident, such as: Steering or alignment is off, air leak in door or window, squeaking or clicking noise in the wheel, doors or trunk do not close properly, etc.

If your vehicle is determined to be a “total” loss (commonly referred to as: “totaled”), the insurance company will write a check for the value of your vehicle in its pre-accident condition based on the year, make, model, mileage, and condition. It should be noted that at least a portion of this insurance check will be issued to the lienholder, if you still owe on the vehicle loan. Generally, these offers are comparable to the value you can find on Kelly Blue Book for free online. However, you should make sure you are getting credit for all features of your vehicle such as a special sound system, any add-on feature like a spoiler or trailer hitch, special wheels or tires, and other additional features not common to the make and model. We always ask the adjuster for a line-item inventory of what all was considered for the property damage settlement.

Additionally, many people do not know that you can also get credit for such things as recent car repairs, installation of new tires, a new battery, a new alternator, etc. As long as you have a receipt (or you can go back to get a receipt from the vendor), you can submit it to the insurance adjuster for consideration. The credit you receive will not be a dollar-for-dollar credit, but every little bit helps.

If the car accident caused you any injury or pain, seek treatment as soon as possible and give Hudson Law Firm a call. We can help find you a doctor that will treat you now and only get paid later out of your eventual injury settlement. Also, we will take the injury claim process off your plate so you can concentrate on getting healthy and back to your family and work life again.