How to Manage Medical Debt After an Accident

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How to Manage Medical Debt After an Accident

If you sustain an injury in a car accident, you should seek medical attention as soon as possible to get appropriate medical treatment. There will be a hundred and one other things going on at the same time, but always put health at the top of your priority list after an accident. However, seeking medical treatment as soon as possible also means that the medical bills will arrive quickly after that.

Medical Bills Will Start to Arrive After a Car Accident:

After a car accident, the first medical bill injured parties receive is typically from the ambulance service that took them to the hospital. Quickly after that, bills start to arrive from the emergency room doctor, the hospital, the radiology department, etc. Each of the medical facilities and care providers will send out their bill seeking payment for medical treatment. For serious injuries, additional bills will additionally arrive for follow-up visits, tests, and medicine. In some cases, treatment may include continued physical therapy, chiropractic care, or in-home medical care.

How Do Medical Bills Get Paid After a Car Accident?

PIP coverage provides relief for car accident victims in financial need who cannot wait for the outcome of litigation or a third-party claim. PIP claims are not dependent on fault, so policyholders can access the coverage to pay many accident-related bills that arrive quickly after the incident like medical bills, ambulance bills, physical therapy or rehabilitation bills, funeral costs, lost wages, in-home care services fees, etc. The PIP policy provides a financial buffer while claims are investigated.

How Much PIP Coverage is Available?

Personal Injury Protection (PIP) offers compensation for medical bills and other costs related to car crashes. PIP coverage varies depending on your own insurance policy. Texas law requires that insurers offer $2,500 minimum PIP coverage, but Texas drivers should take as much PIP coverage as their insurance company will offer.

Do You Need an Attorney for Your Car Accident Injury Claim If You Have PIP?

Personal injury protection policies cover some of the costs of a car accident. They can be a great help, but it shouldn’t be considered a replacement for working with an experienced personal injury attorney to seek compensation for your injuries. If another driver is at fault in an accident, they should provide compensation for the harm and damage caused. PIP policies only pay out as much as the coverage allows, and the maximum payout is not usually enough to cover the full amount. Working with an attorney helps recover losses a PIP policy won’t cover.

If you have injuries from a recent car accident and you are nervous about paying your medical bills, don’t waste any time. Get in touch with an experienced Texas personal injury attorney at Hudson Law. We can help you navigate the process to defend your legal rights and protect your financial and medical interests. We put Personal back into Personal Injury Law.