Uber, Lyft, Ride-Sharing and Vehicle Crashes
When ridesharing services like Uber and Lyft began operations in 2010 they raised challenging questions regarding liability and the other legalities. Rideshare companies are considered to be technology companies, and are not subject to the same rules as taxis or transportation companies, a further complication. (Licensed taxi drivers must pay fees and undergo testing and inspection, and existing laws govern their fault, insurance and compensation. Rideshare drivers, however, are amateurs offering rides in their own vehicles.)
Moreover, rideshare drivers are generally considered to be independent contractors, not employees of the company—although California has passed a bill that forces companies like Uber and Lyft to reclassify their contractors as employees, beginning January 1, 2020, and other states may follow suit.
Ride-share crashes are different from regular vehicle crashes, and if you are injured in such an accident, you will need to have an experienced personal injury to help you navigate your claim and receive the compensation you are entitled to. When a rideshare vehicle, such as an Uber, is involved in injury crashes, several interested parties are concerned when it comes to determining liability. They include the driver and owner of the Uber, the driver and owner of the other vehicle, the ridesharing company, and the rideshare passengers, according to Sidecar.
Rideshare drivers are required to have personal insurance coverage for their vehicles, but insurers will cancel their policies if they learn that the vehicle is being used for a commercial purpose like ridesharing. When passengers are in a ride at the time of the accident, and the injuries and other damage are serious enough to exceed the driver’s insurance, the ridesharing company’s insurance may kick in. Both Uber and Lyft carry $1 million in liability insurance that is available when the crash occurred while the driver had a passenger. If the driver had no passenger, this added coverage would depend on several factors such as what the driver and the app were doing at the time of the crash.
At Hudson Law Firm, we put PERSONAL back into Personal Injury Law. For an injury claim evaluation, call us at (972) 360-9898, or visit our website to chat with an associate. We understand and care about your injury, and look forward to helping you with your accident claim.